You know the drill. Customer pays, you wait days for the money to hit your account. Meanwhile, bills pile up and opportunities slip away.
That stops now. Our payment processing gets your money moving in 2-3 days instead of the typical week-plus wait. No more checking your bank balance and wondering where last Tuesday’s sales went.
But speed is just the start. You’ll also keep more of what you earn thanks to our transparent interchange-plus pricing. No hidden fees buried in fine print. No surprise rate hikes six months in. Just honest rates that let you actually plan your cash flow.
We’ve been handling payment processing for Maryland businesses since 1992. That’s over 30 years of seeing what works and what doesn’t in this market.
Our team of 30+ full-time employees works right here in Annapolis. When you call, you get someone who understands Beltsville’s diverse business community and the challenges you face in this competitive Maryland market.
We’re not some faceless corporation. We’re the payment processor that won Best of Annapolis awards in 2023 and 2024 because we actually show up for our clients.
First, we evaluate your specific situation. What kind of business are you running? How many transactions do you process? What equipment do you need?
Then we design a custom solution. Maybe that’s a basic countertop terminal. Maybe it’s a full mobile setup with wireless capabilities. Or maybe you need our complete point of sale system with inventory tracking.
Next, we handle the setup. Our technicians get everything programmed and tested before you process your first transaction. You’re not figuring this out on your own.
Finally, you start processing payments with our 24/7 support backing you up. When something goes wrong (and eventually something always does), you call us and get help immediately.
Ready to get started?
Our payment processing includes credit and debit card acceptance, check processing, gift cards, and loyalty programs. All the ways customers want to pay, you can accept.
You’ll get equipment that fits your business. Countertop terminals for retail. Wireless units for restaurants. Mobile readers for service calls. PIN pads for debit transactions. Check readers for those customers who still write checks.
In Beltsville’s diverse business environment, you need flexibility. Our systems work for the construction companies along Route 1, the healthcare offices serving the community’s aging population, and the retail shops catering to the area’s significant Hispanic population.
You’ll typically see funds in your bank account within 2-4 business days after processing. This is significantly faster than many alternatives like ACH transfers, which can take 7-8 days.
The exact timing depends on when you settle your batch each day. Process and settle before 6 PM EST, and your funds start moving that evening. Weekend transactions typically settle on Monday.
We also offer next-day funding options for businesses that need even faster access to their money. This service is available for a small additional fee and can be a game-changer for cash flow management.
Our interchange-plus pricing means you pay the actual card network fees plus our fixed markup. This is the most transparent pricing model available and typically saves money compared to flat-rate or tiered pricing.
Transaction fees usually range from 1.5% to 3.5% depending on the card type and how it’s processed. Swiped cards cost less than keyed-in transactions. Debit cards cost less than credit cards.
We don’t charge monthly fees, setup fees, or early termination penalties. The only fees you pay are per-transaction costs and any equipment you choose to purchase or lease.
Yes, most of our terminals can store transactions offline and process them once your connection is restored. This prevents you from losing sales during internet outages.
Our wireless terminals use cellular connections as backup, so they keep working even when your main internet fails. This is especially important for Beltsville businesses that can’t afford to turn away customers.
The system automatically uploads stored transactions once connectivity returns. You don’t have to manually re-enter anything or worry about lost sales data.
We handle payment processing for retail stores, restaurants, professional services, contractors, healthcare providers, and online businesses. Our solutions scale from single-location shops to multi-location operations.
Given Beltsville’s diverse economy, we work with construction companies, medical practices, retail establishments, and service businesses. Each industry has different processing needs, and we customize solutions accordingly.
We also serve businesses that cater to Beltsville’s multicultural community, including those that need multilingual support or specialized payment options for international customers.
Our systems use EMV chip technology, encryption, and tokenization to protect customer data. We’re fully PCI DSS compliant and regularly update our security protocols to stay ahead of fraud attempts.
Every transaction is encrypted from the moment the card is read until the funds reach your account. Customer data is tokenized, meaning sensitive information is replaced with random characters that are useless to criminals.
We also provide fraud detection tools that flag suspicious transactions before they’re processed. This protects both you and your customers from unauthorized charges and potential chargebacks.
Our customer support is available Monday through Friday from 8 AM to 10 PM EST. You’ll have direct access to our Maryland-based support team, not an overseas call center.
We provide technical support for equipment issues, help with transaction disputes, and assistance with reporting and reconciliation. Our team knows your account and can quickly resolve most issues.
You’ll also have access to our online merchant portal where you can view transactions, run reports, and manage your account 24/7. Training on all these tools is included with your setup.
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