Your current processor is probably costing you more than it should. High fees eat into your profits every single day, and those “low advertised rates” often come with hidden charges that add up fast.
We’ve seen too many Gaithersburg businesses struggle with cash flow because their payment processor takes 2-4% of every transaction, plus monthly fees, equipment costs, and early termination penalties they didn’t know about.
You need a system that actually works for your business. One that processes payments quickly, deposits funds the next business day, and doesn’t surprise you with fees you never agreed to.
We’ve been helping Maryland businesses process payments for over 30 years. We’re based in Annapolis with a full team of 30+ dedicated employees who understand what local businesses need.
We’ve won the Best of Annapolis Award two years running because we do things differently. No long-term contracts that trap you. No hidden fees that surprise you. Just straightforward payment processing that helps Gaithersburg businesses keep more of what they earn.
As a registered ISO of PNC Bank, we have the backing and security you need, plus the local expertise that matters when you need support.
Getting started is straightforward. We evaluate your current processing situation and design a custom solution that fits your specific needs and transaction volume.
Our team handles the equipment setup, whether you need countertop terminals, wireless systems, or mobile payment solutions. We integrate everything with your existing POS system so there’s no disruption to your operations.
Once you’re set up, payments process in real-time with funds typically hitting your account within 2-4 business days. Our customer support team is available Monday through Friday, 8 AM to 10 PM EST, so you’re never stuck when you need help.
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We provide the complete range of payment processing services that Gaithersburg businesses actually use. Credit and debit card processing, mobile payments, contactless options, gift cards, and loyalty programs.
Montgomery County businesses need flexible payment options. Your customers want to pay with Apple Pay, Google Pay, or tap their cards. We make sure you can accept whatever payment method walks through your door.
Our equipment selection includes everything from space-saving countertop terminals to wireless systems for businesses that need mobility. Plus check processing, EBT acceptance, and electronic gift certificates to help you capture every sale.
Processing fees vary based on your business type, transaction volume, and the cards your customers use. Most Gaithersburg businesses pay between 1.5% to 3.5% per transaction, plus monthly fees.
The key is understanding what you’re actually paying. Many processors advertise low rates but add monthly fees, statement fees, PCI compliance fees, and equipment costs that weren’t mentioned upfront.
We provide transparent pricing with a detailed breakdown of all costs before you sign anything. Our goal is to save you money compared to what you’re paying now, not surprise you with hidden charges later.
Most transactions are deposited to your business account within 2-4 business days after the sale. This timeline depends on when you batch your transactions and your bank’s processing schedule.
For businesses with consistent processing history, we can often arrange next-day funding. This helps with cash flow, especially for Gaithersburg businesses that need to pay suppliers or cover daily expenses quickly.
Weekend and holiday transactions typically process on the next business day. We’ll walk you through the exact timing during setup so you know when to expect your funds.
No, we don’t lock businesses into long-term contracts that trap you with high cancellation fees. We’ve seen too many Maryland businesses stuck paying penalties just to switch processors.
Our approach is simple: provide great service and competitive rates so you want to stay, not because you have to. If we’re not meeting your needs, you should have the freedom to make a change.
Maryland law actually limits early termination fees to $500 for small businesses, and we support that protection. Your payment processor should earn your business every month, not trap you with contracts.
Most likely, yes. We work with virtually all major POS systems and can integrate with your existing setup without disrupting your operations.
Whether you’re using Square, Clover, Toast, or a custom system, our technical team handles the integration process. We test everything before going live to make sure transactions process smoothly and your reporting stays consistent.
If you don’t have a POS system yet, we can recommend options that work well for Gaithersburg businesses in your industry. The right system can streamline inventory management, employee scheduling, and customer data along with payment processing.
We maintain PCI DSS compliance and use encryption to protect all payment data from the moment a card is swiped or inserted. This is the same security standard used by major banks and retailers.
All our equipment supports EMV chip cards and contactless payments, which provide additional security compared to older magnetic stripe systems. We also offer tokenization, which replaces sensitive card data with unique tokens.
Our fraud monitoring systems flag suspicious transactions in real-time, helping protect both your business and your customers. We handle the technical security requirements so you can focus on running your business.
Savings depend on what you’re currently paying, but most Gaithersburg businesses save 15-30% on their total processing costs when they switch to us.
The biggest savings usually come from eliminating hidden fees and getting better rates on the card types your customers use most. We’ll review your current statements and show you exactly where you can save money.
For a business processing $10,000 per month, saving even 0.5% in total costs means an extra $600 per year in your pocket. Over time, those savings add up to meaningful money you can reinvest in your business.
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