You’re tired of watching processing fees eat into your profits every month. While other companies hide behind complex fee structures and automated customer service, we take a different approach.
Your business gets custom-designed payment processing that actually fits your situation. Not a one-size-fits-all solution that costs more than it should. We evaluate exactly what you need, then build a system around your specific requirements.
The result? Lower fees, faster deposits, and a dedicated representative who knows your business. No more waiting on hold when you need help. No more surprise charges that show up on statements. Just straightforward processing that works the way it should.
Since 1992, we’ve been the payment processing company that Silver Spring businesses actually want to work with. As a registered ISO of PNC Bank, we combine the stability of established banking with the personal service that local businesses need.
We’re not the biggest processor in Maryland, and that’s exactly why we’re better. When you call, you get someone who knows your account. When you have a problem, it gets solved the same day. When you need equipment or support, we’re here.
Silver Spring businesses choose us because we understand what matters: keeping your costs down, your customers happy, and your cash flow moving. Everything else is just noise.
First, we evaluate your business situation. Not with a generic questionnaire, but with a real conversation about how you take payments, what you’re paying now, and what’s not working.
Then we design your processing solution. This includes choosing the right equipment, setting up your merchant account, and configuring everything to work with your existing systems. Whether you need mobile payments, online processing, or traditional point-of-sale, we handle the technical details.
Finally, we get you processing. Setup is straightforward, paperwork is organized, and we stay in touch throughout the entire process. Most businesses are taking payments within a few days, with lower fees and better support than what they had before.
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Your Silver Spring business gets access to comprehensive payment processing that covers every situation. Traditional credit card terminals, mobile payment solutions, online gateways, and contactless options that today’s customers expect.
We also handle the technical requirements that other processors charge extra for. PCI compliance support, fraud protection, and secure data handling are included, not add-ons. Gift card programs, loyalty systems, and reporting tools help you grow your business beyond just processing payments.
Silver Spring’s business landscape is competitive, and your payment processing should give you an advantage, not hold you back. With same-day support, next-day funding, and technology that stays current, you can focus on what you do best while we handle how you get paid.
Processing fees typically range from 1.5% to 3.5% of each transaction, but the actual amount depends on your business type, transaction volume, and the cards your customers use. What matters more than the base rate is the total cost structure.
Many processors in the Silver Spring area use confusing pricing models that hide the real costs. We use transparent interchange-plus pricing, which means you see exactly what you’re paying and why. Most of our clients save money compared to their previous processor, even with better service and equipment.
The key is getting a custom evaluation based on your actual transaction patterns. Generic rates don’t tell you what you’ll actually pay each month.
Most businesses are processing payments within 3-5 business days after completing their application. The timeline depends on your business type and how quickly you can provide the required documentation.
We handle the merchant account setup, equipment configuration, and integration with your existing systems. Unlike larger processors that treat setup as an automated process, we assign a dedicated representative who manages your account from start to finish.
If you’re switching from another processor, we coordinate the transition to minimize any disruption to your business. Emergency setups are available for businesses that need to start processing immediately.
We provide all the equipment you need, from traditional credit card terminals to mobile payment solutions and online gateways. You can purchase equipment outright or use our equipment programs, depending on what makes sense for your cash flow.
Our equipment selection includes the latest contactless payment technology, mobile card readers, and point-of-sale systems that integrate with your business operations. We also provide ongoing technical support and replacement programs if equipment fails.
For Silver Spring businesses that need specific integrations or custom solutions, we work with you to find equipment that fits your exact requirements rather than forcing you into a standard package.
You call your dedicated representative directly, not a general customer service number. Our support team is available around the clock, and most issues are resolved on the same call.
Technical problems, equipment failures, and processing questions get immediate attention because we understand that payment issues directly impact your revenue. We also provide proactive monitoring to catch potential problems before they affect your business.
Unlike larger processors where you’re just an account number, we know your business and can provide solutions that actually fit your situation. Our goal is to solve problems quickly so you can get back to serving your customers.
Yes, we provide complete e-commerce payment solutions including secure payment gateways, online shopping cart integration, and mobile-optimized checkout systems. Whether you’re adding online sales to an existing business or starting a new e-commerce venture, we handle the technical setup.
Our online processing includes fraud protection, recurring billing capabilities, and integration with popular e-commerce platforms. We also provide detailed reporting so you can track online sales alongside your in-store transactions.
For Silver Spring businesses selling both online and offline, we create unified payment systems that give you a complete view of your sales across all channels. This simplifies your accounting and provides better insights into your business performance.
Our rates are typically lower than what most businesses currently pay, but more importantly, our pricing is transparent and predictable. We use interchange-plus pricing, which means you pay the actual card network fees plus a small, clearly defined markup.
Many processors in the Silver Spring area use tiered pricing or flat-rate models that seem simple but often cost more in the long run. We provide detailed cost comparisons based on your actual transaction history so you can see exactly how much you’ll save.
The real value comes from combining competitive rates with superior service and support. When you factor in the time saved dealing with problems and the revenue protected by reliable processing, the total value proposition is significantly better than what larger processors offer.
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