You’re losing money every time you process a payment. High processing fees, slow funding cycles, and surprise charges are quietly draining your profits while you focus on running your business.
Here’s what changes with our professional payment processing. Your rates drop to where they belong—typically 1-2% lower than what you’re paying now. Your money hits your account the same day instead of three days later when you need it for payroll. Those mysterious fees that appear on your statement? Gone.
The result: more cash staying in your business, faster access to your earnings, and complete transparency in every transaction. That’s how payment processing should work.
Since 1992, we’ve been solving payment processing problems for McLean businesses. While other processors treat you like just another account number, we understand that every business in McLean has unique requirements—from boutiques in Tysons Corner to consulting firms serving government clients.
We’re not the biggest payment processor, and we don’t want to be. We’re the one that takes time to understand your specific needs and builds solutions that actually fit your business model. That’s why businesses throughout Northern Virginia trust us with their most critical financial processes.
McLean’s business community demands excellence. We deliver it through transparent pricing, reliable technology, and service that works when you need it most.
First, we analyze your current processing costs and identify exactly where you’re overpaying. Most McLean businesses are losing 20-40% to unnecessary fees and inflated rates. We show you the real numbers, not a sales presentation.
Next, we design a processing solution built around your actual business needs. Whether you need countertop terminals, mobile processing for events, or integrated online payments, we match the technology to your operations, not our inventory.
Finally, we handle the complete setup and transition. Your new system integrates seamlessly with your existing operations, your team gets trained on any changes, and you start seeing lower costs and faster funding immediately. Most businesses are fully operational within 48 hours.
Ready to get started?
Your payment processing includes everything necessary to accept credit cards, debit cards, and digital payments securely and efficiently. You get competitive interchange-plus pricing, same-day funding, and bank-level security that protects your customers’ data and your reputation.
For McLean businesses, this level of service isn’t optional—it’s essential. Your clients expect flawless transactions whether they’re paying for professional services, retail purchases, or recurring memberships. Our systems handle contactless payments, mobile wallets, traditional card processing, and online transactions without missing a beat.
The technology adapts to your business model, not the other way around. Restaurant owners get integrated POS systems that manage orders and payments together. Professional services get virtual terminals for phone payments and automated billing. Retail businesses get countertop terminals that accept every payment method customers want to use.
Most McLean businesses pay between 2.6% and 3.5% for credit card processing, but these rates vary dramatically based on your business type, transaction volume, and current processor. Many businesses overpay because they’re stuck with flat-rate pricing instead of interchange-plus pricing.
Interchange-plus pricing typically saves businesses 0.5% to 1.5% per transaction compared to flat rates. For a McLean business processing $50,000 monthly, that translates to $250-$750 in monthly savings. We analyze your current statements and show you exactly what you should be paying before you make any commitments.
The key is understanding that your rate should reflect actual processing costs, not your processor’s profit margins. Professional businesses in McLean deserve pricing that makes sense and stays consistent.
Standard processing takes 2-3 business days for funds to reach your account, but same-day funding is available for most McLean businesses. With same-day funding, transactions processed before 5 PM are deposited into your account that evening.
This makes a substantial difference for cash flow management. Instead of waiting until Wednesday for Monday’s sales, you have immediate access to your earnings. For businesses with regular expenses like payroll, inventory, or operating costs, same-day funding eliminates the cash flow gaps that constrain growth.
Same-day funding typically costs 0.5% to 1% per transaction, but for many businesses, the improved cash flow more than justifies the expense. We help you calculate whether same-day funding makes financial sense for your specific situation.
McLean customers expect to pay with credit cards, debit cards, contactless payments like Apple Pay and Google Pay, and increasingly, digital wallets. Over 50% of transactions are projected to be contactless by 2025, so your system must handle tap-to-pay and mobile wallet transactions flawlessly.
For professional services businesses serving government clients or high-net-worth individuals, accepting premium cards like American Express is essential. Retail businesses benefit from offering Buy Now, Pay Later options, which can increase average transaction sizes by 15-20%.
The key is matching payment options to your customer base. A McLean restaurant needs different capabilities than a consulting firm or retail boutique. We analyze your customer demographics and transaction patterns to recommend payment methods that will actually drive more sales for your specific business.
Most businesses overpay when they see rates above 2.5% for credit cards or monthly fees exceeding $50 for basic processing. Hidden fees like PCI compliance charges, statement fees, or unexplained “processing fees” are clear indicators you’re being overcharged.
The most reliable way to know is through a professional rate analysis. We review your current processing statements and compare them to actual interchange rates plus reasonable processor margins. Most McLean businesses discover they’re paying 20-40% more than necessary.
Common overpaying signs include flat-rate pricing above 2.9%, monthly fees you can’t explain, or rates that increase without clear notification. If you can’t easily understand your processing statement or your rates have increased multiple times recently, you’re almost certainly overpaying significantly.
Professional payment processing includes PCI DSS compliance, end-to-end encryption, and tokenization that replaces sensitive card data with secure tokens. These aren’t optional features—they’re requirements for protecting your customers and your business from costly data breaches.
Advanced fraud detection uses artificial intelligence to analyze transaction patterns and flag suspicious activity in real-time. This prevents fraudulent transactions while ensuring legitimate purchases process smoothly. For McLean businesses handling high-value transactions and serving professional clientele, this level of security is absolutely essential.
EMV chip card processing and contactless payments provide additional security layers for both in-person and online transactions. Your system automatically updates security protocols and maintains compliance without requiring manual intervention from your staff.
Modern payment processing integrates seamlessly with most business management software including QuickBooks, inventory systems, CRM platforms, and industry-specific applications. This eliminates double data entry and ensures your financial records stay accurate and current.
For McLean professional services firms, integration with practice management software streamlines client billing and payment tracking. Retail businesses benefit from POS systems that manage inventory, sales reporting, and payment processing through a single, unified interface.
The integration process typically takes 24-48 hours and includes data migration, staff training, and testing to ensure everything functions correctly. We handle all technical setup so you can focus on running your business instead of managing payment systems.
Local Resources
Other Services we provide in Mclean
