You’re not running a business to hand over chunks of your revenue to payment processors. With our transparent pricing model, you know exactly what you’re paying and why.
No surprise fees buried in fine print. No rate hikes that appear without warning. Just straightforward payment processing that lets you focus on what matters – growing your business and serving your customers.
When your payments clear faster, your cash flow improves. When you’re not dealing with confusing statements or unhelpful support, you save time. That’s money back in your pocket where it belongs.
We’ve earned recognition as the Best of Annapolis Award winner for 2024 and 2023 in business development services. But awards don’t pay your bills – results do.
We’re a registered ISO of PNC Bank, which means your transactions are backed by a major financial institution’s security and stability. You get the personal service of a local company with the reliability of big bank infrastructure.
Maryland businesses deserve payment processors who understand local commerce. From Forestville’s growing retail sector to service businesses throughout the region, we’ve helped hundreds of companies streamline their payment operations without the runaround.
First, we review your business needs and current payment setup. No generic solutions – we design your processing approach based on your actual transaction patterns and business model.
Next, we handle the technical setup and integration. Whether you need a basic terminal, mobile processing, or full e-commerce integration, we install tomorrow’s technology today so your investment serves you long-term.
Finally, we stay connected. You get personal check-ins to ensure everything runs smoothly, plus access to real support when you need it. No phone trees, no transfers – just direct access to people who know your account.
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Your customers want options. Credit cards, debit cards, ACH transfers, mobile payments – we handle them all through one integrated system. No need to juggle multiple providers or platforms.
Forestville businesses face unique challenges with seasonal fluctuations and diverse customer bases. Our POS systems adapt to your specific industry requirements, whether you’re running a retail storefront, service business, or restaurant operation.
Security isn’t optional in today’s market. All our solutions include EMV chip processing, contactless payments, and fraud protection tools. You stay compliant with industry standards while your customers enjoy convenient, secure transactions.
Our pricing is completely transparent – no hidden fees or surprise charges. You’ll see exactly what we charge as both a percentage and dollar amount on your monthly statement.
For most businesses, our interchange-plus pricing model saves money compared to bundled rate structures. You pay the actual card network fees plus our clearly disclosed markup. This means lower costs on qualified transactions and no subsidizing of higher-risk processing.
We also provide next-day funding at no additional cost, so you’re not paying extra fees just to access your own money quickly. Many processors charge premium rates for fast funding – we include it as standard service.
Most businesses can start processing payments within 24-48 hours of approval. We handle the application process personally, not through automated systems that create delays.
Our setup process includes equipment delivery, integration with your existing systems, and staff training if needed. For e-commerce businesses, we can integrate with most shopping carts and accounting software quickly.
The key is having your business documentation ready – bank statements, business license, and processing history if you’re switching providers. We review everything with you upfront to avoid delays later in the process.
We’re one of the few processors that review your application with you personally before setup and continue checking in regularly after you’re live. Most companies disappear after the sale – we stay engaged.
Our transparent pricing means you know exactly how much revenue we generate from your account. We disclose our markup both as a percentage and dollar figure on every statement. No guessing games about what you’re actually paying.
Plus, you get 24/7 technical support and dedicated customer service from people who work directly for us, not a call center. When you need help, you talk to someone who knows your account and can actually solve problems.
Yes, we integrate with most major POS systems, accounting software, and e-commerce platforms. Our payment gateways work with QuickBooks, Authorize.Net, and custom shopping cart solutions.
For businesses using specialized industry software, we offer API integration and can work with your IT team or software vendor to ensure seamless connectivity. The goal is making payments work within your existing workflow, not forcing you to change processes.
We also provide virtual terminal access so you can process payments from any computer or mobile device when needed. This flexibility is crucial for businesses that take orders by phone, email, or in the field.
All our processing solutions are PCI-DSS compliant, which means they meet the highest security standards for handling card data. This protects both your business and your customers from data breaches.
We include fraud detection tools that automatically flag suspicious transactions before they process. This reduces chargebacks and protects your merchant account from excessive risk. The system learns your normal transaction patterns and alerts you to anomalies.
For businesses that store customer payment information for recurring billing, we use tokenization to replace sensitive card data with secure tokens. This means you can offer convenient repeat billing without storing actual card numbers that could be compromised.
We don’t lock you into long-term contracts because we’d rather earn your business every month through good service. If our processing doesn’t meet your expectations, you can leave without penalty fees.
Most of our clients stay because we deliver on our promises – transparent pricing, reliable processing, and responsive support. But we understand that business needs change, and we won’t trap you in agreements that don’t make sense anymore.
Before making any changes, we’ll work with you to address concerns and find solutions. Sometimes it’s a simple adjustment to your setup or pricing structure. Our goal is long-term partnerships, not short-term contracts.
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