Online Payment Processing in Lanham, MD

Get Paid Faster, Keep More Money

Next-day funding and lower processing fees than the big guys, backed by real Maryland customer service you can actually reach.
Secure credit card and payment solutions for businesses.
Alt="Man using smartphone for secure digital payment with credit card in modern cafe".

Payment Processing Solutions Lanham Maryland

Stop Losing Money to Processing Fees

You’re already dealing with tight margins. The last thing you need is a payment processor that takes a bigger cut than necessary while making you wait days for your money.

With our online payment processing solutions, you’ll see funds in your account the next business day instead of waiting 3-5 days with other processors. That’s money you can reinvest in your business, pay suppliers, or simply have as working capital when you need it most.

Our transparent pricing means no surprise fees eating into your profits. You’ll know exactly what you’re paying upfront, and in most cases, it’s significantly less than what you’re currently spending with Square, PayPal, or other big-box processors.

Merchant Services Lanham MD

Maryland-Based Since 1992

We’ve been serving Maryland businesses for over three decades from our Annapolis headquarters. We’re not some faceless corporation with offshore call centers—we’re your neighbors who understand the unique challenges facing local businesses.

When you call us, you’ll speak with one of our 30+ full-time employees right here in Maryland. We know the local market, understand Maryland business requirements, and can actually solve your problems instead of reading from a script.

We’ve earned the Best of Annapolis Award two years running because we do things differently. While other processors focus on volume, we focus on building relationships with businesses throughout Prince George’s County and the greater Maryland area.

Image of a person using a laptop and credit card for online payments at a desk.

Online Payment Processing Setup Maryland

Simple Setup, Immediate Results

Getting started with our online payment processing is straightforward. First, we’ll evaluate your current setup and business needs during a brief consultation—no high-pressure sales tactics, just honest assessment of what works best for your situation.

Next, we’ll design a custom processing solution that fits your specific requirements. Whether you need basic credit card processing, a full e-commerce gateway, mobile payments, or specialized solutions like gift cards and loyalty programs, we’ll configure everything to work seamlessly with your existing systems.

Once everything’s set up, you’ll start seeing faster funding and lower fees immediately. Your customers can pay however they prefer—credit cards, debit cards, digital wallets, or contactless payments—while you enjoy next-day funding and transparent pricing that actually makes sense.

Image of a woman using her smartphone and credit card for secure payment.

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About Merchant Pro Inc

Payment Gateway Services Lanham

Everything You Need in One Package

Our online payment processing solutions include everything Maryland businesses need to accept payments efficiently. You’ll get a secure payment gateway that handles all major credit and debit cards, plus support for Apple Pay, Google Pay, and other digital wallets that customers increasingly expect.

For Lanham businesses operating both online and in-person, we provide integrated solutions that sync your e-commerce platform with your physical point-of-sale system. This means consistent reporting, unified inventory management, and simplified reconciliation—no more juggling multiple systems that don’t talk to each other.

Maryland businesses also benefit from our specialized features like Level III processing for government contracts, which is particularly valuable given our proximity to Washington, D.C. We handle the complex reporting requirements while you focus on growing your business in the competitive Maryland market.

Young woman smiling while making mobile payment with credit card outdoors in city park.

How quickly will I receive my payment processing funds?

You’ll typically see funds in your bank account the next business day after processing transactions. This is significantly faster than many processors who make you wait 2-4 days or longer.

Our next-day funding helps improve your cash flow, especially important for smaller businesses that need quick access to their money. Unlike some processors that hold your first few payments or require lengthy waiting periods for new accounts, we get your money moving as quickly as possible once you’re approved and processing.

The exact timing depends on when you batch your transactions, but most businesses see their funds by the next business day when they settle before our daily cutoff time.

Our pricing is transparent and competitive, typically lower than what you’d pay with Square, PayPal, or other big-box processors. Instead of the standard 2.9% plus fees that many charge, our rates are customized based on your business type and processing volume.

You won’t find surprise monthly fees, statement fees, or other hidden charges that suddenly appear on your bill. We provide clear, upfront pricing so you know exactly what you’re paying before you sign up.

For most Maryland businesses, we can reduce their total processing costs by 15-30% compared to their current provider, while offering better service and faster funding. The exact savings depend on your current setup and processing volume.

Absolutely. Our payment processing solutions support all major digital wallets including Apple Pay, Google Pay, and Samsung Pay, plus traditional contactless card payments through tap-to-pay technology.

This is increasingly important as over 50% of transactions are projected to be contactless by 2025. Your customers expect these options, and not offering them can cost you sales to competitors who do.

Our mobile solutions also allow you to accept payments anywhere using your smartphone or tablet, perfect for businesses that operate at markets, events, or provide services at customer locations throughout the Lanham area.

You’ll speak with real people at our Maryland headquarters, not offshore call centers. Our customer support is available Monday through Friday from 8 a.m. to 10 p.m. Eastern Time, and you’ll typically reach someone who can actually solve your problem on the first call.

Unlike large processors where you might wait on hold for 30+ minutes only to be transferred multiple times, our team knows your account and can address issues immediately. We have over 30 full-time employees dedicated to supporting Maryland businesses.

This local, personalized approach is why we’ve won the Best of Annapolis Award two years running and why our customers consistently rate our service as exceptional compared to their previous processors.

Yes, our payment gateway integrates with most popular business software including QuickBooks, point-of-sale systems, e-commerce platforms, and customer relationship management tools. This eliminates double data entry and keeps your financial records synchronized.

For Maryland businesses using specialized software for government contracting, healthcare billing, or other industry-specific applications, we can usually establish connections that streamline your entire payment workflow.

Our technical team handles the integration process, so you don’t need to worry about complex setup procedures. We’ll test everything thoroughly before going live to ensure your payment processing works seamlessly with your existing systems.

As a registered ISO of PNC Bank, we maintain bank-level security standards including PCI DSS compliance, end-to-end encryption, and advanced fraud detection. Your customer data is protected with the same security measures used by major financial institutions.

Our AI-powered fraud detection monitors transactions in real-time, flagging suspicious activity before it becomes a problem. This is especially important as 55% of smaller businesses reported fraud impacts in the past year.

We also provide detailed reporting and alerts so you can monitor your account activity. Unlike processors that leave you in the dark about security issues, we keep you informed and protected with proactive monitoring and immediate notification of any concerns.

Other Services we provide in Lanham