You’re tired of waiting days for payments to clear while watching processing fees eat into your profits. That stops now.
Our online payment processing gets your money to you the next business day, not three to five days later when bills are already due. You’ll see exactly what you’re paying in fees—no hidden charges, no surprise monthly statements that make you wonder where your money went.
Your customers get the payment options they want. Credit cards, debit cards, mobile wallets, even gift cards that bring them back for more. Meanwhile, you get the reporting tools that show you exactly how your business is performing, when it’s performing, and where your revenue is coming from.
Since 1992, we’ve been the payment processing company that Silver Spring businesses actually recommend to each other. Not because we’re the cheapest—we’re not—but because we’re the ones who answer the phone when something goes wrong.
We’re a registered ISO of PNC Bank with over 30 full-time employees in our Annapolis headquarters, just a short drive from Silver Spring. When you call, you get someone who knows your account, understands your business, and has the authority to actually solve your problem.
Silver Spring’s diverse business landscape—from downtown retail shops to service companies throughout Montgomery County—demands payment solutions that work as hard as you do. We’ve been providing them for three decades.
First, we evaluate your specific business situation. Not every Silver Spring business is the same, and cookie-cutter solutions don’t work. We look at your transaction volume, your customer base, and your current pain points to design a processing approach that actually fits.
Next, we set up your equipment and integrate your systems. Whether you need countertop terminals, wireless options, or full online payment gateways, we handle the technical setup and make sure everything talks to everything else properly.
Then you start processing payments the way they should work. Your customers pay how they want to pay, your money shows up in your account the next business day, and you get real-time reporting that tells you exactly what’s happening with every transaction. If something breaks, we fix it. If you have questions, we answer them.
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Your online payment processing includes credit and debit card processing, electronic check conversion, gift card programs, and loyalty card solutions. We also provide the fraud protection tools that keep your business safe without slowing down legitimate transactions.
Silver Spring businesses face unique challenges. The mix of local customers and visitors from Washington DC means you need payment systems that handle high volume during peak times without crashing when you need them most. Our equipment is built for reliability, and our network is designed to handle whatever Montgomery County throws at it.
You get detailed reporting that shows you daily, weekly, and monthly trends. Track which payment methods your customers prefer, identify your busiest times, and spot patterns that help you make better business decisions. The data is yours, presented in formats that actually make sense.
You’ll receive your funds the next business day after processing. This is significantly faster than many processors who hold your money for 3-5 business days.
Our next-day funding helps Silver Spring businesses maintain better cash flow, especially important for restaurants, retail shops, and service businesses that need quick access to their revenue. The funds are deposited directly into your business bank account by the end of the next business day.
Unlike some processors who hold back a percentage of your funds as a “reserve,” we release your full payment amount (minus processing fees) on schedule. This predictable funding schedule makes it easier to manage your business expenses and plan for growth.
Our processing fees are transparent and competitive, typically ranging from 1.5% to 3.5% depending on your business type, transaction volume, and payment methods accepted. We provide detailed rate sheets upfront—no surprises on your monthly statement.
Unlike processors who advertise low rates then add numerous fees, we show you the complete cost structure during your initial consultation. This includes interchange fees, processing fees, and any monthly service charges that apply to your specific situation.
We work to keep your total processing costs as low as possible by recommending the most cost-effective setup for your business model. Higher volume Silver Spring businesses often qualify for even better rates through our volume discount programs.
Yes, our payment processing systems accept all major mobile payment options including Apple Pay, Google Pay, Samsung Pay, and contactless card payments. This is essential for Silver Spring businesses serving tech-savvy customers and visitors.
Mobile payments are becoming the preferred payment method for many consumers, and our systems are designed to handle these transactions seamlessly. Your customers simply tap their phone or contactless card to complete their purchase—faster checkout means happier customers and shorter lines.
We also support online payment processing for businesses that sell products or services through their websites. This includes secure payment gateways that integrate with most e-commerce platforms, giving you flexibility to serve customers both in-person and online.
We provide dedicated customer support Monday through Friday from 8 AM to 10 PM Eastern Time, with real people who know your account and can actually solve problems. No phone trees, no offshore call centers—just experienced support staff.
When you call, you’ll speak with someone who understands payment processing and has access to your account information. They can troubleshoot equipment issues, explain transactions, adjust settings, and handle billing questions without transferring you multiple times.
For urgent issues outside business hours, we provide emergency technical support to keep your payment processing running. Silver Spring businesses can’t afford to lose sales because payment systems are down, so we prioritize quick resolution of any technical problems.
Our payment processing systems include advanced fraud protection tools and comply with all PCI DSS security standards. As a registered ISO of PNC Bank, we maintain the same security protocols used by major financial institutions.
Every transaction is encrypted and monitored for suspicious activity in real-time. Our fraud detection systems can identify and flag potentially fraudulent transactions before they’re processed, protecting both your business and your customers from unauthorized charges.
We also provide detailed transaction reporting that helps you identify patterns and spot potential issues early. This includes alerts for unusual transaction amounts, frequency, or geographic locations that might indicate fraudulent activity on your merchant account.
The equipment you need depends on your business type and how you serve customers. We provide everything from simple countertop terminals to wireless mobile readers to complete point-of-sale systems with inventory management.
For Silver Spring retail businesses, we typically recommend terminals that accept chip cards, contactless payments, and mobile wallets. Restaurants often prefer systems that can handle tips, split payments, and integrate with kitchen management software.
Service businesses that travel to customer locations benefit from our wireless terminals that work anywhere with cell coverage. We handle all the setup, programming, and training so you can start accepting payments immediately without technical complications.
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