Processing fees between 2% and 7% don’t sound like much until you run the numbers over a year. For most Fort Washington businesses, that’s thousands of dollars walking out the door every month.
We’ve helped local companies drop their rates from 6.95% to 3.46%. That’s real money back in your account—money you can put toward payroll, inventory, or just breathing room when cash gets tight.
You also get faster access to your funds. Same day or next day funding means you’re not waiting around to pay suppliers or cover operating costs. And when you can accept credit cards, debit cards, fleet cards, wireless payments, and gift or loyalty programs all through one system, you eliminate the headache of juggling multiple vendors and reconciling a dozen different statements.
We’ve been serving Maryland businesses for over three decades. We’re not a call center in another state—we understand what Fort Washington business owners deal with because we work with them every day.
We’ve earned recognition including the Best of Annapolis Award in 2023 and 2024, and we’re accredited by the Better Business Bureau. That matters because payment processing isn’t something you want to trust to a company that disappears when you need support.
Fort Washington sits just outside D.C., which means your customers expect fast, professional service. Whether you’re running a construction company, a retail shop, or a professional services firm, you need payment systems that work without constant babysitting. That’s what we build.
First, we review what you’re paying now. Most business owners don’t realize how much they’re overpaying until someone actually looks at their statements. We’ll show you exactly where your money is going and what we can do differently.
Then we set up your system. That includes whatever payment methods make sense for your business—credit and debit cards, contactless payments, mobile processing, online payment acceptance, fleet cards if you’re managing vehicles, and gift or loyalty programs if you want to build repeat business. Everything runs through one platform, so you’re not logging into five different systems to see what’s happening.
Once you’re live, you get access to real-time reporting. You can see transactions as they happen, track sales trends, and pull reports whenever you need them. And if something goes wrong—a terminal stops working, a transaction doesn’t go through—you call us directly. We answer. No phone trees, no waiting three days for a callback.
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You get a full merchant services setup that handles credit cards, debit cards, checks, fleet card processing, wireless payment acceptance, and loyalty and gift card programs. Everything’s integrated, so your sales data, inventory, and customer information all connect without manual entry.
Fort Washington businesses deal with a mix of in-person and remote transactions. If you’re a contractor heading to job sites, you need wireless terminals that work anywhere. If you run a shop on Indian Head Highway, you need countertop systems that process payments fast during busy hours. If you invoice clients, you need online payment acceptance that doesn’t require a degree in web development.
We also handle the security side. PCI compliance, fraud detection, encrypted transactions—all the backend work that keeps your business and your customers protected. You don’t have to become a cybersecurity expert. You just need to know it’s covered.
Maryland’s merchant services market is competitive, but most providers either nickel-and-dime you with hidden fees or offer low rates with terrible support. We’re upfront about costs, and we actually pick up the phone when you call.
It depends on what you’re paying now and what kind of transactions you process. We’ve seen Fort Washington businesses drop from rates as high as 6.95% down to 3.46%, which saves them thousands every month.
The biggest savings come from businesses that didn’t realize they were on outdated pricing structures or paying for services they don’t use. A lot of processors bury fees in confusing statements, so you’re paying for things like PCI compliance, statement fees, batch fees, and gateway access without knowing it.
We’ll review your current statements and show you a direct comparison. No sales pitch, just numbers. If we can’t save you money, we’ll tell you that too.
Same day funding means the money from today’s transactions hits your bank account by end of business today. Next day funding means it arrives the following business day.
For most Fort Washington businesses, next day funding works fine. But if you’re managing tight cash flow—paying employees weekly, buying inventory on short notice, or covering operational costs that can’t wait—same day funding gives you more flexibility.
The catch is that same day funding sometimes costs a little more in processing fees. It’s worth it for businesses that need constant cash movement, but not necessary for everyone. We’ll walk through your situation and recommend what makes sense based on how you actually operate.
Yes, and if you work with contractors, delivery services, or any business that manages vehicles, accepting fleet cards makes their lives easier—which means they’re more likely to work with you.
Fleet card processing lets your customers pay while automatically tracking fuel purchases, maintenance costs, and other vehicle expenses. It simplifies their bookkeeping and gives them access to fuel discounts and spending controls.
For you, it means capturing business you’d otherwise lose to competitors who accept fleet cards. It also speeds up transactions because fleet customers aren’t fumbling with personal cards or waiting for reimbursement approvals. The setup is straightforward, and it integrates with the same system you’re already using for credit and debit cards.
Not if you set it up right. Online payment acceptance should connect to the same platform you use for in-person transactions, so all your sales data lives in one place.
A lot of Fort Washington businesses add online payments as an afterthought and end up with a clunky system that doesn’t talk to their point-of-sale setup. That means manual reconciliation, duplicate entries, and a higher chance of errors.
We build online payment acceptance into your existing system from the start. Whether customers pay on your website, through an invoice link, or over the phone, it all flows into the same reporting dashboard. You see everything in real time, and your accounting stays clean.
You call us, and we fix it. If it’s something we can troubleshoot over the phone, we walk you through it right then. If the terminal needs to be replaced, we send you a new one fast.
Downtime costs you money, so we don’t mess around with slow support. You’re not getting transferred to three different departments or waiting two days for someone to call you back. We know Fort Washington businesses can’t afford to turn away customers because their card reader isn’t working.
We also offer wireless payment acceptance as a backup option. If your main terminal goes down, you can still process payments from a mobile device while we get your primary system back online. It’s not a perfect solution, but it keeps you running until everything’s fixed.
Gift cards bring in upfront revenue and attract new customers. When someone buys a gift card from you, you get paid immediately—even though the product or service might not be redeemed for weeks or months. And about 10-20% of gift cards never get fully redeemed, which is pure profit.
Loyalty programs keep customers coming back. Instead of competing on price every single time, you reward repeat business with points, discounts, or perks. It’s especially effective for Fort Washington retail shops, restaurants, and service businesses where customers have plenty of other options nearby.
Both programs run through the same payment system you’re already using, so there’s no extra hardware or complicated setup. You decide how the programs work, and we handle the backend tracking. Customers like the convenience, and you get measurable data on who’s buying, how often, and what keeps them coming back.
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