Your customers aren’t carrying cash anymore. They’re using Apple Pay at the coffee shop, tapping their card at the register, and expecting you to take whatever payment method they prefer. If you can’t accept it, they’re walking.
That’s revenue you’re losing—not because your product or service isn’t good enough, but because the payment experience doesn’t match what people expect in 2025. Credit cards, debit cards, mobile wallets, ACH transfers, even fleet cards if your business serves contractors or delivery drivers. You need to accept all of it without wondering if it’s secure or when the money will actually hit your account.
Fast funding means you’re not waiting a week for payments to clear while your bills pile up. Most transactions settle within 2-4 business days, and next-day funding is available when you need working capital to move faster. You get real-time access to your transaction data so you can see what’s happening with your money right now, not three days from now when you finally get a statement.
We’ve been processing payments for Maryland businesses for over 30 years. That’s three decades of watching this area grow, understanding what Hyattsville businesses actually need, and providing support that doesn’t route you to a different state every time you call.
Our team of 30+ employees works out of Annapolis. When you have a question about your account, need help with a terminal, or want to add a new payment option, you’re talking to someone who knows Maryland businesses because they work with them every day. You’re not getting a script from a national call center that’s never heard of the Arts District or University Town Center.
Hyattsville has changed a lot since 2000—new retail, new restaurants, new residential development bringing in customers who expect modern payment options. We’ve been here through that growth, helping local businesses keep up with what their customers want without overpaying for processing or dealing with confusing contracts.
First, we talk about what you actually need. If you’re running a food truck that moves between Hyattsville and DC, you need wireless payment acceptance that works anywhere. If you’re managing a fleet of vehicles, you need fleet card processing with detailed reporting. If you’re opening a retail shop in the Arts District, you need a full POS system that handles inventory, loyalty programs, and gift cards.
Once we know what you’re working with, we set up your merchant account. This includes your payment gateway, your processing rates, and your funding schedule. Everything is transparent—you’ll know exactly what you’re paying per transaction and when money hits your account.
Then we get your equipment configured. Countertop terminals, wireless devices, mobile card readers, or tablet-based systems depending on what fits your operation. If you’re processing online payments, we integrate your payment gateway with your website or booking system.
After you’re live, you have access to your merchant portal 24/7. Check transactions, run reports, manage your account, and reach our support team whenever you need help. You’re not waiting on hold or submitting tickets that take three days to get a response.
Ready to get started?
You can accept credit and debit cards at the counter, online, or in the field. Visa, Mastercard, Discover, American Express—all of them. Mobile wallets like Apple Pay and Google Pay are included because a growing percentage of your customers prefer tapping their phone over swiping a card.
ACH processing lets you handle bank transfers for larger transactions or recurring payments. If you run a service business that bills monthly, this saves you from chasing down credit card payments every 30 days.
Fleet card processing is built for businesses with drivers, contractors, or delivery teams. You get detailed transaction data showing who purchased what, where, and when. That level of tracking matters when you’re managing fuel costs or supply purchases across multiple vehicles.
Gift and loyalty card programs help you keep customers coming back. Hyattsville has a strong local business culture—people want to support independent shops and restaurants. Offering a loyalty program that rewards repeat visits gives them another reason to choose you over a chain.
Wireless payment acceptance works for businesses that operate outside a traditional storefront. Farmers markets, trade shows, home services, catering—anywhere you need to accept payments without being tied to a countertop terminal.
You also get fraud protection and PCI compliance support. With 80% of consumers being targets of scam attempts and cyber threats increasing, you need more than just a card reader. Tokenization keeps customer data secure, and our fraud monitoring catches suspicious transactions before they become chargebacks.
Most businesses get approved within 1-3 business days, depending on your business type and processing history. We’ll need some basic information—your business license, EIN, bank account details, and an estimate of your monthly processing volume.
If you’re a brand-new business, approval might take slightly longer because we need to verify your business structure and assess risk. If you’ve been operating for a while and have a clean processing history, it’s usually faster.
High-risk industries like adult entertainment, nutraceuticals, or travel services take longer to underwrite because they have higher chargeback rates. But most Hyattsville businesses—retail, restaurants, professional services, healthcare—move through approval quickly. Once you’re approved, we can have your equipment shipped and your account live within a few days.
Processing rates vary based on your business type, average transaction size, and monthly volume, but transparency is the key here. You’ll see a percentage rate per transaction plus a small per-transaction fee. Typical rates range from 1.5% to 3.5% depending on the card type and how the transaction is processed.
Swiped or tapped transactions cost less than manually keyed transactions because they’re lower risk. Debit cards cost less than credit cards. Rewards cards cost more because the card-issuing bank charges higher interchange fees.
You’ll also see a monthly account fee, which covers your access to the merchant portal, reporting tools, and customer support. Some processors bury fees in confusing statements—early termination fees, PCI non-compliance fees, monthly minimum fees. We lay it all out upfront so you know what you’re paying and why. If your processing volume is high enough, we can negotiate better rates because you’re moving more transactions through the system.
Yes, and you should be. Contactless payments are growing at nearly 19% per year in the US, and a significant portion of your customers prefer tapping their phone or card over swiping or inserting.
Any modern terminal we provide supports NFC (near-field communication), which is the technology behind Apple Pay, Google Pay, and Samsung Pay. You don’t need separate equipment or a special account—it’s built into the same system that processes your credit and debit cards.
For your customers, it’s faster and more secure. They tap, the payment goes through, and they’re done. No signature for most transactions under a certain amount, no PIN entry, no fumbling with a chip reader. For you, it means faster checkout times and fewer abandoned sales because the payment process is frictionless. If you’re operating in Hyattsville’s Arts District or University Town Center where foot traffic moves quickly, speed at checkout matters.
Fleet card processing is designed for businesses that manage vehicles—delivery services, contractors, landscaping companies, transportation businesses. Your drivers use fleet cards to purchase fuel, maintenance, or supplies, and you get detailed reporting on every transaction.
You can set spending limits per card, restrict purchases to certain categories (fuel only, for example), and track which driver made which purchase at what location. That level of control prevents unauthorized spending and gives you clear visibility into your fleet expenses.
The transaction data integrates with your accounting system, so you’re not manually entering receipts or reconciling fuel purchases at the end of the month. Everything is tracked digitally, and you can run reports whenever you need them. If you’re managing multiple vehicles across Hyattsville, DC, and surrounding areas, this saves hours of administrative work and reduces errors in your expense tracking.
You call us, and we fix it. That’s the advantage of working with a Maryland-based company instead of a national processor that routes your call to a different state every time.
If your terminal stops working, we’ll troubleshoot it over the phone first. Most issues are simple—connectivity problems, software updates, or user error that we can walk you through in a few minutes. If the terminal is actually broken, we’ll ship a replacement and get you back up and running as fast as possible.
For businesses that can’t afford downtime—restaurants during dinner rush, retail shops during weekend traffic—we can provide backup terminals so you’re never stuck turning away customers because your payment system is down. Our support team is available 24/7 because payment problems don’t only happen during business hours. You’re not waiting until Monday morning to get help if your terminal fails on a Saturday night.
No, your merchant account covers both in-person and online payments. If you’re running a website, booking system, or e-commerce store, we integrate a payment gateway that connects to your existing merchant account.
Your customers enter their card information on your site, the payment processes securely, and the funds settle into the same account as your in-person transactions. You’re not managing two different systems or reconciling payments from multiple processors.
The payment gateway includes fraud protection, address verification, and CVV checks to reduce the risk of fraudulent online transactions. You also get access to recurring billing tools if you offer subscriptions or memberships. For Hyattsville businesses expanding beyond a physical storefront—whether you’re a yoga studio offering online class bookings or a retail shop adding e-commerce—online payment acceptance is built into the same system you’re already using.
Local Resources
Other Services we provide in Hyattsville
