You didn’t start your Arlington business to hand over chunks of every transaction to processing companies. When you’re paying 3-4% on every swipe, those “small” fees add up fast.
What if you could cut those rates in half? What if your money hit your account the next day instead of three days later? What if you never had to wonder what you’re actually paying because everything was transparent from day one?
That’s exactly what happens when you work with us. We understand that your success is our success. No hidden fees. No surprise charges. Just honest rates and reliable service that lets you focus on what you do best.
Merchant Processing Solutions Inc isn’t some fly-by-night operation. We’ve been helping businesses in Arlington and across Virginia process payments since 2007, back when most companies were still figuring out what mobile payments even meant.
As a registered ISO of PNC Bank, we’ve got the backing and stability you need, plus the local knowledge that comes from working with Arlington businesses for over 15 years. We know the challenges you face because we’ve seen them before.
Whether you’re a restaurant on Columbia Pike dealing with high transaction volumes or a retail shop in Clarendon needing flexible payment options, we’ve built our reputation on solving real problems for real businesses.
Getting set up doesn’t have to be complicated. First, we’ll analyze your current processing costs and show you exactly where you’re overpaying. No sales pitch, just facts.
Next, we’ll design a custom solution that fits your business. Whether you need basic credit card terminals, full POS systems, or mobile processing for on-the-go sales, we’ll match the technology to your actual needs.
Once you approve the setup, we handle the paperwork and get you processing within 24 hours. Your new equipment arrives ready to use, and our support team walks you through everything until you’re comfortable. Then you start saving money on every transaction.
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Credit card processing is just the beginning. You also get debit card processing, mobile payments, contactless options, and even gift card programs that bring customers back. All integrated into one system that actually makes sense.
Arlington businesses love the next-day funding because cash flow matters when you’re competing with everyone from Amazon to the big chains. You also get real fraud protection, not just the basic stuff that comes standard. Our system flags suspicious transactions before they become chargebacks.
The best part? Everything works together. Your morning coffee sales, lunch rush, and evening customers all flow through the same system, giving you clear reports that help you make better business decisions. No more guessing what’s working and what isn’t.
Your fees depend on your business type and transaction volume, but most Arlington businesses pay between 1.5% and 2.5% with transparent pricing. Unlike processors who quote low rates then add hidden fees, you’ll see exactly what you’re paying upfront.
The key is understanding that there are three parts to every fee: interchange (what the card companies charge), assessment (network fees), and markup (what your processor charges). Most processors hide their markup inside confusing rate structures. Here, the markup is clearly separated so you know exactly what you’re paying for.
Most businesses are processing payments within 24 hours of approval. The application takes about 10 minutes, approval usually comes the same day, and equipment ships immediately.
If you’re switching from another processor, we’ll help coordinate the transition so you never miss a sale. We can even program your new equipment with the same settings as your old system, so your staff doesn’t need retraining. The goal is to make the switch as smooth as possible while you start saving money immediately.
Yes, we offer complete point of sale solutions designed specifically for different business types. Restaurant systems include table management, split billing, and tip processing. Retail systems handle inventory tracking, customer management, and integrated payments.
The difference is customization. A pizza shop needs different features than a boutique, and a food truck has different requirements than a sit-down restaurant. We’ll configure your system for your specific workflow instead of forcing you to adapt to generic software that doesn’t fit your business.
You get 24/7 technical support with real people who can solve problems, not just read scripts. If equipment fails, replacement units ship the same day at no charge during your warranty period.
Our Arlington-area businesses also get local support when needed. Sometimes it’s easier to have someone come out and fix things in person rather than troubleshooting over the phone. The goal is to keep you processing payments without interruption, because every minute your system is down costs you money.
Contract terms vary based on your specific needs and equipment requirements. We’ll explain all terms upfront during your consultation, including any early termination conditions, so there are no surprises later.
Many businesses prefer month-to-month agreements for flexibility, while others choose longer terms for better rates on equipment. The key is matching the contract to your business situation rather than forcing everyone into the same structure. You’ll know exactly what you’re agreeing to before you sign anything.
Our fraud protection system automatically flags suspicious transactions before they become problems. This includes address verification, CVV checking, and pattern recognition that learns your normal transaction flow.
For chargebacks that do occur, we provide detailed documentation and support through the dispute process. Many chargebacks happen because of simple communication issues with customers, so we’ll also help you set up clear billing descriptors and return policies that reduce disputes before they start. The goal is prevention first, then fast resolution when issues do arise.
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