Credit Card Processing in Herndon, VA

Keep More Money, Get Paid Tomorrow

Stop losing profits to outrageous processing fees and payment delays. Our credit card processing gets your Herndon business funded next day with transparent rates that actually make sense.
Close-up of blue and gold merchant credit cards, showcasing payment solutions.
Secure online credit card payment processing for small businesses.

Payment Processing Solutions Herndon

Your Cash Flow Problems End Today

You’re tired of waiting days for payments while watching fees devour your profits. That ends now.

Next-day funding means cash hits your account faster than your competitors can blink. No more wondering when that big sale will actually show up. No more scrambling to cover payroll while payments crawl through the system.

Our transparent pricing shows you exactly what you’re paying—zero hidden fees lurking in fine print. You keep more of what you earn, which means more capital for inventory, staff, and growing your business your way.

Merchant Services Herndon Virginia

Three Decades of Getting It Right

Since 1992, we’ve solved every payment processing nightmare you can imagine. Thousands of Herndon area businesses trust us because we deliver what others promise.

We’re a registered ISO of PNC Bank—your payments are backed by serious financial infrastructure. When you work with us, you’re working with a company that was helping Virginia businesses succeed before most people knew what the internet was.

Here’s what makes us different: we evaluate your specific situation and build a solution that fits perfectly. No cookie-cutter packages. No forcing square pegs into round holes.

Online payment solutions, merchant services, credit card processing, Point of Sale (POS) systems.

Credit Card Processing Setup Herndon

From Zero to Processing in 24 Hours

First, we analyze your business and determine exactly what you need. Retail? Restaurant? Online? Mobile merchant services? Each requires different tools, and we customize accordingly.

Next, we install your equipment and systems. Basic terminal, mobile processing, full point of sale systems—whatever fits your operation. We handle setup and testing to ensure everything works perfectly before we leave.

Finally, we run live test transactions to confirm you’re ready for real customers. Our 24/7 support team stays available forever. Most clients never need to call, but when they do, they reach a real person who solves problems instead of reading scripts.

Credit card processing solutions for businesses.

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About Merchant Pro Inc

Point of Sale Systems Herndon

Everything You Need, Nothing You Don't

Your payment processing solutions include everything required to start taking money today. Terminal or mobile reader, secure online gateway, and support that’s actually helpful.

Herndon businesses choose us because we understand this market. Whether you’re serving defense contractors in the tech corridor or running retail on Elden Street, we’ve equipped businesses exactly like yours. We know local payment patterns, seasonal fluctuations, and what works best for different operations in Northern Virginia.

You also get access to advanced features when you’re ready: gift card programs, loyalty systems, recurring billing, and business cash advances. Everything integrates seamlessly—no juggling multiple vendors or wrestling with incompatible systems.

Mobile phone displaying "Payment Completed" confirmation.

What do credit card processing fees actually cost my business?

We use transparent interchange-plus pricing, so you pay actual card network fees plus our small markup. No hidden costs, no surprise charges, no games.

Most Herndon businesses pay 2.2% to 2.9% for credit cards, with debit cards costing less. We’ll give you exact numbers based on your specific transaction patterns during our consultation.

The crucial difference: you see exactly where every penny goes on your monthly statement. While other processors quote low rates then bury you in monthly fees, statement charges, and compliance costs, we build everything into one clear rate. What we quote is what you pay, period.

Next business day for standard transactions. Process a credit card Monday, money hits your account Tuesday morning.

This beats most processors by 1-2 days, which makes a real difference for cash flow. Especially crucial if you need to restock inventory, meet payroll, or grab opportunities that require quick capital.

Weekend sales get deposited Monday. We don’t hold your first month of payments like some companies do—once you’re approved, your money moves as fast as banking allows.

Depends on how you take payments. In-person sales need either a countertop terminal or mobile card reader that connects to your phone or tablet.

Online sales or phone orders require access to our payment gateway, which works through any web browser. Most businesses use both—terminal for face-to-face transactions, gateway for everything else.

We provide all equipment as part of setup. No upfront hardware costs, and we handle installation plus training. If something breaks later, we repair or replace it free.

Almost certainly. We integrate with virtually every major POS system, from basic registers to sophisticated inventory management platforms.

Already using Square, Toast, Lightspeed, or another popular system? We can usually connect our processing directly while you keep using familiar software. Better rates and service on processing, same workflow you know.

Don’t have a POS system? We’ll recommend and install options that fit your needs and budget. The goal is making payment processing work seamlessly with your existing operations, not forcing you to change everything.

You call and talk to a real person who actually solves problems. Our support team is available 24/7, based in the United States, and trained to fix issues instead of reading scripts.

Most problems get resolved immediately over the phone. Complex issues get walked through step-by-step until fixed. Equipment problems often get diagnosed and fixed remotely, or we send replacement hardware.

The difference: our support people understand payment processing technology and can solve real problems, not just transfer you to someone else who might know something.

No long-term contracts. We work month-to-month because we’d rather earn your business daily than trap you with legal documents.

Want to switch processors? No cancellation fees, no penalties, no hassles. We’ll even help transition smoothly so your payment processing never stops.

This differs from processors requiring multi-year contracts with expensive termination fees. We’re confident in our service, so we don’t need contracts to keep you. If we’re not exceeding expectations, you’re free to leave anytime.

Other Services we provide in Herndon