You’re already working hard enough without credit card fees eating into your profits. Most Lanham businesses are paying 2.6% to 2.9% or more because they don’t realize there are better options.
We specialize in custom interchange-plus pricing that typically runs 1% to 2% – sometimes saving businesses thousands per month. No hidden fees, no surprises, no long hold times when you need help.
Your cash flow improves immediately with next-day funding, and you’ll actually understand what you’re paying for. That’s what happens when you work with a local company that’s been doing this right for over 30 years.
Since 1992, we’ve been the payment processing company that Maryland businesses actually recommend to their friends. Our Annapolis headquarters houses over 30 full-time employees who understand local business challenges.
We’re not some faceless corporation. When you call, you get a real person who knows your account and can solve problems fast.
We earned the 2023 Best of Annapolis Award because we do things differently – transparent pricing, personal service, and technology that actually works for your business, not against it.
First, we review your current processing statement together – no guessing games about what you’re actually paying. We’ll show you exactly where your money goes and how much you could save.
Next, we design a custom processing solution that fits your specific business type and transaction patterns. Whether you need mobile payments for service calls, traditional countertop terminals, or integrated POS systems, we match the technology to your needs.
Setup is straightforward with personal guidance through every step. Once you’re live, you get next-day funding and direct access to our support team whenever you need help. No phone trees, no offshore call centers – just real Maryland people solving real problems.
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You get comprehensive payment acceptance including all major credit and debit cards, contactless payments like Apple Pay and Google Pay, and mobile processing for businesses on the go. We also handle check processing, gift cards, and loyalty programs.
For Lanham’s growing service businesses – from HVAC contractors to consultants – our mobile solutions let you process payments anywhere. The technology is reliable, secure, and designed for Maryland’s business environment.
Our POS systems integrate with your existing operations, whether you’re running a retail shop in Lanham or managing multiple locations across the DMV area. Everything syncs in real-time so you always know exactly where your business stands.
Most Lanham businesses we work with save 30% to 50% on their monthly processing costs. If you’re currently paying the standard 2.6% to 2.9% flat rates from major processors, our interchange-plus pricing typically runs 1.5% to 2.2% depending on your business type and transaction patterns.
For example, a business processing $10,000 monthly could save $100 to $400 per month – that’s $1,200 to $4,800 annually. The exact savings depend on your current rates, transaction types, and average ticket size.
We’ll review your most recent processing statement and show you the exact potential savings before you make any commitment. No estimates or promises we can’t deliver on.
You get a dedicated account representative who knows your business and can solve problems immediately. No phone trees, no offshore call centers, no being transferred between departments.
Our Annapolis office has over 30 full-time employees, so when you call during business hours, you’re talking to someone in Maryland who has access to your account and decision-making authority. Most issues get resolved on the first call.
We also do proactive check-ins to make sure everything is running smoothly and to catch potential issues before they affect your business. This isn’t just about processing payments – it’s about supporting your success.
Standard funding is next business day for most transaction types. If you process Monday through Thursday, funds typically hit your account the following business day. Friday transactions usually settle on Monday.
For businesses with higher volumes or specific cash flow needs, we can arrange same-day funding or even faster settlement options. The key is having a processor who understands your business cycle and can accommodate your needs.
Unlike some processors that hold funds for extended periods or have complicated reserve requirements, we focus on getting your money to you as quickly and predictably as possible.
We don’t believe in trapping businesses with excessive fees or contracts they can’t get out of. Setup costs vary based on equipment needs, but we’re upfront about all costs before you commit to anything.
Maryland law actually protects businesses by limiting early termination fees to $500 maximum, but our goal is to earn your business through great service, not contract terms. Most of our clients stay because the service and savings speak for themselves.
We’ll walk through all terms and fees during your consultation so you understand exactly what you’re agreeing to. No fine print surprises or hidden charges that show up later.
We work with virtually every type of business – from retail stores and restaurants to service contractors, medical practices, and professional offices. Each business type has different processing needs, and we customize solutions accordingly.
Lanham has a diverse business community, from small family operations to larger commercial enterprises. Whether you’re processing $1,000 or $100,000 monthly, we have solutions that scale with your business.
Our experience spans over 30 years and thousands of Maryland businesses, so we understand the specific challenges and opportunities in this market. We’ve seen what works and what doesn’t, and we apply that knowledge to your situation.
Security is built into everything we do, not an afterthought. All our systems meet or exceed PCI DSS requirements, and we help ensure your business stays compliant with ongoing support and monitoring.
We use end-to-end encryption, tokenization, and fraud detection tools that work in real-time to protect both your business and your customers. Our partnership with PNC Bank provides additional security layers and regulatory oversight.
Compliance can seem complicated, but we handle the technical requirements and provide clear guidance on what you need to do on your end. Most businesses find our approach much simpler than trying to manage compliance on their own.
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