You’re tired of watching processing fees eat into your profits every month. Those 2.9% rates add up fast when you’re trying to keep your doors open and pay your team.
Here’s what changes when you switch to our Oxon Hill credit card processing: your money hits your account the next business day, not three days later when you’re scrambling to make payroll. No more cash flow headaches from delayed settlements that force you to juggle bills.
We’ve helped hundreds of Maryland businesses cut their processing costs by an average of 0.4% per transaction. That might not sound like much until you multiply it by your monthly volume—suddenly you’re looking at real money staying in your business instead of disappearing to your processor.
We’ve been helping Oxon Hill and Maryland businesses process payments reliably since 1992. We’ve seen processors come and go, watched countless “revolutionary” payment companies fold after two years, and we’re still here.
We understand what Maryland businesses face. The seasonal tourism swings that hit Fort Washington retailers. The government contract payment delays that Camp Springs service companies deal with. The compliance headaches that come with operating in the DC metro area.
Our partnership with PNC Bank means your processing account has the stability of a major financial institution behind it. But you still get to work with people who know your name and can make decisions without checking with corporate headquarters in another time zone.
First, we look at your current processing statement and business needs. No generic sales pitch—we want to understand your actual transaction patterns, seasonal variations, and what’s frustrating you about your current processor.
Next comes equipment and integration. Whether you need basic countertop terminals, mobile card readers for your service trucks, or full point-of-sale integration with inventory management, we handle the technical setup. Everything gets tested before you process your first live transaction.
Once you’re processing, you get next-day funding and direct access to our support team. When something goes wrong—and eventually something always does—you call a direct number and talk to someone who can see your account immediately and fix problems without transferring you three times.
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Your Oxon Hill business gets set up to accept everything: traditional credit and debit cards, contactless payments, Apple Pay, Google Pay, and all the mobile wallets your customers are using. No more lost sales because someone only has their phone.
PCI compliance comes standard, not as an expensive add-on. This protects your business from security breaches and the costly fines that follow. Given Maryland’s data protection requirements and the penalties for non-compliance, this coverage pays for itself if you ever face an audit.
Maryland’s business landscape is unique. Tourism businesses in National Harbor need different payment solutions than contractors serving DC government facilities. Retail shops in Oxon Hill face different challenges than restaurants in Camp Springs. We customize your payment setup to match how your specific business actually operates, not some generic template.
Most Oxon Hill businesses see rates between 2.2% and 2.8% for credit cards, with debit transactions typically running 0.3% to 0.5% lower. Your exact rate depends on your business type, average transaction size, and monthly volume.
We don’t play the teaser rate game where you get a great rate for three months, then watch it creep up every quarter. You get honest, competitive pricing from day one that stays consistent as long as your business profile remains the same.
The key is matching your rate structure to your actual business patterns. A restaurant processing lots of small transactions needs different pricing than a contractor with fewer, larger payments. We analyze your transaction history to recommend the structure that saves you the most money long-term.
Most Oxon Hill businesses are processing within 2-3 business days after approval. Simple retail setups with standard terminals can often start same-day if you already have reliable internet connectivity.
More complex integrations with existing point-of-sale systems or e-commerce platforms might take a few extra days. We’d rather spend the time upfront making sure everything works perfectly than rush you live and deal with problems later.
We handle all the paperwork, bank coordination, and approval tracking. You don’t have to chase down status updates or wonder if something got stuck in underwriting. You’ll know exactly where things stand throughout the entire process.
We provide all the equipment you need, from basic credit card terminals to full point-of-sale systems with inventory management. Most businesses choose to lease equipment because it includes free replacement when something breaks and automatic upgrades when technology changes.
If you prefer to own your equipment, we offer purchase options with the same technical support and warranty coverage. Either way, you’re not stuck with outdated technology or expensive repair bills when something stops working.
Mobile businesses especially benefit from our wireless terminals and smartphone card readers. These work anywhere in the DC metro area with decent cell coverage, perfect for contractors, food trucks, or any business that travels to customers instead of waiting for them to come to you.
You call our direct support line and talk to a real person who can see your account immediately. No phone trees, no “let me transfer you to someone who might be able to help,” no waiting on hold for twenty minutes.
Our technical support team is available 24/7 because payment problems don’t wait for business hours. Whether it’s a terminal that won’t connect, a batch that won’t settle, or a transaction that seems stuck in limbo, we resolve issues quickly so you don’t lose sales.
For Oxon Hill businesses, we also provide on-site service when needed. Sometimes problems are easier to diagnose and fix in person, especially with complex POS integrations or network connectivity issues that are hard to troubleshoot over the phone.
Yes, we integrate with most major POS systems including Square, Clover, Toast, Shopify, and dozens of others. Proper integration eliminates double data entry and ensures your sales reports match your payment deposits perfectly.
The integration process typically takes 1-2 days depending on your system’s complexity. We handle all the technical setup and testing to make sure transaction data flows correctly before you start processing live payments.
If you’re planning to upgrade your POS system anyway, we can recommend options that work seamlessly with our payment processing. This saves you from compatibility headaches and ensures you get the most functionality from both systems working together.
Three things that actually matter to your business: transparent pricing without hidden fees, next-day funding that improves your cash flow, and real customer service from people who can make decisions immediately.
We don’t hide fees in fine print or surprise you with rate increases after a honeymoon period. The rate we quote is the rate you pay, month after month. Your money hits your account the next business day, not when we feel like releasing it or when some automated system decides to flag your account for “review.”
Most importantly, when you call us, you talk to someone who knows your account and has the authority to solve problems immediately. No escalations to supervisors in another state, no waiting days for callbacks from corporate headquarters, no being treated like account number 47,293 instead of a business owner with real problems that need real solutions.
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