You’re tired of waiting days for your money and watching fees eat into your profits. We get it – cash flow is everything when you’re running a business.
With our payment processing solutions, your funds hit your account in 2-4 business days, not a week. You’ll save money with our competitive rates that actually make sense for your volume. No more guessing games with your monthly statement.
Your customers get the payment options they want – credit cards, debit cards, mobile payments, even gift cards. You get the reliability and support that keeps your business moving forward.
We’ve been helping Maryland businesses process payments since 1992. That’s over 30 years of figuring out what works and what doesn’t.
Our team of 30+ payment processing experts works right here in Annapolis – not some call center overseas. When you call, you talk to someone who knows your business and your local market.
Wheaton businesses choose us because we understand the unique challenges of serving the diverse Montgomery County market. From the farmers market vendors accepting EBT to the tech startups needing mobile solutions, we’ve seen it all and solved it all.
First, we evaluate your current situation and design a processing approach that fits your specific needs and budget. No cookie-cutter solutions here.
Next, we install your equipment and get everything programmed correctly. Whether you need countertop terminals, mobile readers, or a complete point-of-sale system, we handle the technical stuff so you don’t have to.
Then you start processing payments immediately. Your customers pay the way they want, and you get paid faster with lower fees. We monitor everything and provide ongoing support whenever you need it.
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Your Wheaton business gets access to the industry’s largest selection of payment equipment. Space-saving countertop terminals for your retail location. Wireless terminals for farmers markets and outdoor events. PIN pads and check readers for complete payment flexibility.
We also provide gift card and loyalty card programs that keep customers coming back. Electronic check processing and guarantee services. Even business cash advances when you need working capital fast.
Montgomery County businesses face unique challenges – from seasonal tourism fluctuations to diverse customer payment preferences. Our solutions adapt to your specific market conditions, whether you’re serving the international community in downtown Wheaton or the suburban families in the surrounding neighborhoods.
Most Wheaton businesses get approved within 24-48 hours for standard merchant accounts. We handle all the paperwork and work directly with our banking partners to expedite the process.
The timeline depends on your business type and processing history. Established businesses with good credit typically move faster through underwriting. New businesses might need additional documentation, but we guide you through every step.
Once approved, we can usually have your equipment installed and running within 3-5 business days. Rush installations are available if you need to start processing payments immediately.
Processing fees typically range from 1.5% to 3.5% per transaction, plus small fixed fees. The exact rate depends on your business type, average transaction size, and monthly volume.
We use interchange-plus pricing, which means you see exactly what you’re paying. No hidden markup buried in confusing rate structures. You pay the actual card network fees plus our transparent processing fee.
Monthly fees vary based on your equipment and service needs. Most Wheaton businesses pay between $25-50 per month for terminal rental and support services. We’ll give you a complete cost breakdown before you sign anything.
Yes, we provide dedicated support Monday through Friday from 8 AM to 10 PM Eastern Time. For after-hours emergencies, we have technical support available to get your systems back online.
Our support team knows your business and your equipment. When you call, you’re not starting over with someone reading from a script. We keep detailed notes on your account and processing history.
Most issues get resolved on the first call. If we need to send replacement equipment, we typically have it to you within 24 hours. Our goal is to minimize any disruption to your business operations.
Absolutely. We provide complete mobile payment solutions including wireless terminals and smartphone card readers. Perfect for Wheaton businesses that do deliveries, farmers markets, or on-site services.
Our online payment gateways integrate with most websites and e-commerce platforms. You can accept payments through your website, email invoices, or even text message links. All transactions are secure and PCI compliant.
We also support digital wallets like Apple Pay and Google Pay. Contactless payments are increasingly popular in the Montgomery County area, especially among younger customers. Our equipment handles all payment types seamlessly.
Funds typically appear in your business bank account within 2-4 business days after you batch your transactions. This is significantly faster than many processors who take 5-7 days.
The exact timing depends on when you close your batch and which bank you use. Transactions processed Monday through Thursday usually fund by the end of the week. Weekend processing might extend into the following week.
We can also set up next-day funding for qualifying businesses that need faster access to their money. There’s a small additional fee, but it can be worth it for businesses with tight cash flow requirements.
Switching is easier than most Wheaton business owners think. We handle the entire transition process and can often match or beat your current rates and terms.
First, we review your current processing statements to identify potential savings. Then we coordinate the switch to minimize any disruption to your business. You can usually keep your existing equipment or we’ll provide upgraded terminals at no cost.
We never lock you into long-term contracts with hefty cancellation fees. If you’re not completely satisfied with our service, you can leave without penalties. Our goal is to earn your business every month, not trap you in a contract.
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