Your cash flow improves when you’re not hemorrhaging money to hidden fees and delayed deposits. With our credit card processing solutions, you get funds in your account within 2-4 business days, not weeks.
You’ll know exactly what you’re paying upfront. No surprise charges buried in complex statements. No rate hikes that show up months later. Just straightforward processing that lets you focus on running your business instead of deciphering your merchant statement.
When your customers can pay however they want—credit, debit, contactless, mobile wallets—they buy more. And when your payment system actually works reliably, you spend less time troubleshooting and more time serving customers.
We’ve been helping businesses accept payments since 1992. We’re not some faceless corporation—we’re a registered ISO of PNC Bank with over 30 full-time employees at our Annapolis headquarters, just an hour from Woodbridge.
We’ve earned the 2023 and 2024 Best of Annapolis Award because we understand what Northern Virginia businesses actually need. Whether you’re running a restaurant in Old Town Woodbridge or a retail shop near Potomac Mills, you need payment processing that works without the headaches.
Our team knows the local market. We’ve helped hundreds of businesses in Prince William County reduce their processing costs and improve their cash flow. That’s why our customers stick with us—we deliver what we promise.
First, we evaluate your current processing situation and business needs. No generic sales pitch—we look at your actual transaction volume, average ticket size, and business type to design a solution that makes sense for you.
Next, we set up your equipment and integrate everything with your existing systems. Whether you need countertop terminals, wireless solutions, or online payment gateways, we handle the technical setup. Our equipment works with your current POS system, so you don’t have to learn new processes.
Finally, we provide ongoing support that actually helps. When you call our support line, you talk to someone from our Maryland team who can solve your problem right away. No transfers, no hold music, no outsourced call centers that don’t understand your business.
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Our payment processing includes everything you need to accept cards securely and efficiently. We provide EMV-compliant terminals, contactless payment capabilities, and mobile solutions for businesses that operate outside traditional storefronts.
For Woodbridge restaurants, our systems handle tip adjustments and server tracking. Retail businesses get inventory integration and customer management features. Service-based companies can process payments over the phone or through our virtual terminal from any computer with internet access.
Northern Virginia businesses also benefit from our gift card and loyalty programs, which help increase customer retention and average transaction values. Our fraud protection tools are essential given the area’s proximity to Washington DC and the higher risk environment that creates for electronic payments.
Credit card processing fees typically range from 1.5% to 4% per transaction, depending on your business type, transaction volume, and the cards your customers use. The key is understanding what you’re actually paying versus what you were quoted.
Most processors use tiered pricing that starts low but pushes transactions into higher-cost categories. We use interchange-plus pricing, which means you pay the actual card network fees plus our clearly stated markup. This transparency typically saves businesses 0.5% to 1.5% compared to tiered pricing structures.
For a Woodbridge business processing $10,000 monthly, that difference can mean $600 to $1,800 in annual savings. We also help you identify which fees are legitimate and which ones you shouldn’t be paying at all.
With our processing, funds typically appear in your bank account within 2-4 business days after you settle your daily batch. This is significantly faster than many processors who hold funds for 7-10 days or longer.
The exact timing depends on when you process your daily batch and your bank’s deposit schedule. If you settle by 6 PM Eastern, your funds usually arrive by the second business day. Weekend transactions settle on Monday and typically arrive by Wednesday.
We also offer next-day funding for qualifying businesses that need faster access to their money. This service is particularly valuable for Woodbridge businesses with tight cash flow requirements or those that need to restock inventory quickly.
We offer flexible contract terms based on your business needs and preferences. Many of our clients prefer month-to-month agreements that give them the freedom to change processors if their needs evolve.
For businesses that want lower rates in exchange for a commitment, we offer multi-year agreements with guaranteed pricing. These contracts include clear termination clauses and don’t trap you with excessive early termination fees if your business circumstances change.
Unlike many processors, we don’t use contracts to lock you into poor service. Our goal is to earn your business every month by delivering reliable processing, transparent pricing, and responsive support that makes you want to stay with us.
We approve merchant accounts for most standard-risk business types, from retail stores and restaurants to professional services and contractors. Our underwriting process is designed to help legitimate businesses get approved quickly.
Woodbridge businesses in industries like automotive services, home improvement, healthcare, and professional services typically get approved within 24-48 hours. We work with businesses that have been declined elsewhere, especially if the decline was due to incomplete applications rather than actual risk factors.
High-risk businesses like adult entertainment, gambling, or debt collection require specialized underwriting, which we handle through our high-risk processing partners. The key is being upfront about your business model so we can structure the right solution from the start.
In most cases, yes. Our processing works with virtually all modern POS systems, including popular platforms like Square, Clover, Toast, and traditional cash register systems with integrated card readers.
We’ll evaluate your current equipment during setup to ensure compatibility. If your existing terminals are outdated or don’t support EMV chip cards and contactless payments, we’ll recommend upgrades that protect your business from liability and improve customer experience.
For businesses using older systems, we often provide new terminals at no upfront cost as part of your processing agreement. This ensures you have reliable equipment that meets current security standards and accepts all payment types your customers expect.
Our technical support team is available Monday through Friday from 8 AM to 10 PM Eastern, with emergency support available for critical issues outside those hours. When you call, you speak directly with our Maryland-based team who can diagnose and resolve most issues immediately.
We maintain backup processing capabilities and can quickly switch your transactions to alternative networks if your primary connection fails. For businesses that can’t afford downtime, we provide redundant internet connections and backup terminals.
Most payment issues are resolved within minutes through remote diagnosis. If we need to replace equipment, we overnight new terminals to minimize disruption to your business. Our goal is to keep you processing payments reliably so you never have to turn away customers due to technical problems.
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