You know that feeling when payments take forever to hit your account. When fees eat into every transaction. When you’re stuck on hold for an hour just to ask a simple question.
That stops here. With next-day funding, you get access to your money when you need it. Lower processing fees mean more profit stays in your pocket. And when you call, you talk to a real person who actually knows your account.
No more waiting. No more wondering when you’ll get paid. Just smooth, reliable payment processing that works the way your business needs it to work.
Since 1992, we’ve been the payment processor that Maryland businesses actually trust. We’ve earned Best of Annapolis Awards in 2023 and 2024 because we do what others don’t: we answer the phone, we solve problems, and we keep your costs down.
Over 30 full-time employees work out of our Annapolis headquarters. We’re not some faceless corporation. We’re your neighbors, and we understand what it takes to run a business in Maryland.
Bowie businesses choose us because we know the local market. We understand the challenges you face, from seasonal cash flow issues to the need for reliable payment processing that won’t let you down during your busiest times.
First, we evaluate your specific business situation. No cookie-cutter solutions here. We look at your transaction volume, your industry, and your goals to design a processing approach that fits.
Next, we set up your equipment and systems. Whether you need countertop terminals, mobile POS systems, or online payment gateways, we install tomorrow’s technology today. Your existing investments continue working while you get access to better tools.
Finally, we test everything and provide training. Your staff knows how to use the system, your customers can pay the way they want, and you start seeing faster deposits with lower fees. Support is available 24/7 when you need it.
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You get a complete payment processing solution. Credit and debit card processing, mobile wallets, gift cards, loyalty programs, and check processing all work together seamlessly. Your Merchant Portal lets you track transactions in real-time.
Bowie businesses benefit from our local expertise. We understand Maryland’s business environment, from the seasonal patterns affecting retail stores to the cash flow needs of service businesses. Your processing rates reflect your actual risk, not some generic industry category.
Security comes standard with PCI compliance, fraud prevention tools, and encrypted transactions. Your customers’ data stays protected, and you avoid the headaches that come with security breaches. Plus, our partnership with PNC Bank provides the stability and backing your business deserves.
You’ll typically see funds in your bank account within 2-4 business days after your point-of-sale system is settled or batched. Many of our Bowie clients receive next-day funding, which means faster access to your money compared to other processors.
The exact timing depends on when you submit your batch and your bank’s processing schedule. We work with you to optimize your batching times so you get paid as quickly as possible. No more waiting a week or longer to access your own money.
We work with all types of businesses, from small corner stores to multi-million dollar retailers. Whether you’re a restaurant needing tableside payment processing, a retail store requiring inventory management, or a service business processing phone orders, we have solutions.
Our Bowie clients include restaurants, retail establishments, service companies, and e-commerce businesses. We approve merchant accounts for businesses others might turn down, including those with unique processing needs or higher transaction volumes.
Each business gets a custom-designed processing approach. We don’t force you into a one-size-fits-all solution because we know every business operates differently.
Our clients consistently save money compared to their previous processors. We offer some of the lowest rates in the industry because we want you to keep more of every dollar you earn. No hidden fees, no surprise charges.
We provide transparent pricing that clearly outlines transaction fees, monthly costs, and any additional charges. Many Bowie businesses find they save hundreds or even thousands of dollars annually by switching to our processing solutions.
The exact rates depend on your business type, transaction volume, and processing methods. We’ll provide a detailed comparison showing exactly how much you’ll save with our services.
You’ll talk to a real person, not a robot or overseas call center. Our customer service team is available 24/7 by phone, email, and live chat. When you call, you reach someone who understands your account and can actually solve your problem.
Our Bowie clients consistently tell us this is what sets us apart. No waiting on hold for hours, no getting transferred five times, no reading from scripts. Just knowledgeable support from people who care about keeping your business running smoothly.
We also provide proactive monitoring of your account. If we notice any issues or unusual activity, we’ll reach out to you before it becomes a problem.
Absolutely. We provide complete payment solutions for brick-and-mortar stores, online businesses, and companies that need both. Your customers can pay however they prefer – in person, online, over the phone, or through mobile apps.
For in-person payments, we offer everything from countertop terminals to mobile POS systems for businesses that process payments at events or customer locations. Our online payment gateways integrate with most e-commerce platforms and shopping carts.
All your payment methods work together through one system. You get unified reporting, consistent processing rates, and single-point support for everything. No juggling multiple processors or trying to reconcile different systems.
We provide bank-level security with PCI DSS compliance, end-to-end encryption, and advanced fraud prevention tools. Your customer data is protected from the moment they swipe or enter their card information until the transaction is complete.
Our fraud detection systems monitor transactions in real-time, flagging suspicious activity before it becomes a problem. Address verification, CVV checks, and device fingerprinting help prevent fraudulent transactions while allowing legitimate purchases to go through smoothly.
As a registered ISO of PNC Bank, we maintain the highest security standards required by major banking institutions. Your business and your customers are protected by enterprise-level security infrastructure without the enterprise-level complexity.
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