You know the drill. Customers pay, but the money doesn’t hit your account for days. Meanwhile, you’re covering expenses out of pocket and wondering when you’ll actually see your earnings.
That changes now. Our online payment processing gets your money to you the next business day. No more waiting three to five days for settlements. No more cash flow gaps that force you to juggle bills.
Your Springfield business deserves payment processing that works as hard as you do. When customers swipe, tap, or click to pay, you get immediate confirmation and next-day access to your funds. Simple as that.
Merchant Processing Solutions Inc isn’t some fly-by-night startup. We’ve been helping businesses in Virginia and beyond process payments since 1992. That’s over three decades of learning what works and what doesn’t.
Our Springfield clients don’t deal with call centers or automated systems. You get a real person who knows your business and can solve problems fast. We’re a registered ISO of PNC Bank, which means we have the backing and stability you need.
When Springfield businesses need payment processing that actually works, they call us. Not because we’re the cheapest—because we deliver results that matter to your bottom line.
Getting started is straightforward. First, we review your current processing situation and identify where you’re losing money. Most Springfield businesses are overpaying by 20-30% without realizing it.
Next, we design a custom payment solution that fits your business model. Whether you’re processing in-person transactions, online sales, or both, we configure everything to get you the lowest possible rates.
Finally, we handle the technical setup and testing. Your new payment processing goes live without disrupting your daily operations. From day one, you’ll see faster funding and lower fees. Your customers won’t notice any difference, but your bank account will.
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Your Springfield business gets access to credit card processing, debit card acceptance, mobile payments, and online payment gateways. We also handle gift cards, loyalty programs, and recurring billing if you need them.
Springfield’s business landscape is diverse. From retail shops in Old Town to professional services near the Metro, each business has different payment needs. We’ve worked with restaurants, medical practices, contractors, and online retailers throughout the area.
Virginia businesses benefit from our local expertise. We understand the seasonal fluctuations that affect Springfield commerce, the payment preferences of Northern Virginia customers, and the compliance requirements that matter here. That local knowledge translates into payment solutions that actually work for your market.
You’ll receive your payments the next business day with our standard processing. This is significantly faster than many processors who hold funds for 2-3 business days or longer.
The exact timing depends on when your transactions are processed. Transactions processed before 5 PM Eastern typically appear in your account the following business day. Weekend transactions are processed on Monday.
This faster funding helps Springfield businesses maintain better cash flow and reduces the need to cover expenses out of pocket while waiting for payment settlements.
Your business can accept all major credit cards (Visa, Mastercard, American Express, Discover), debit cards, contactless payments like Apple Pay and Google Pay, and online payments through our secure payment gateway.
We also support specialized payment types including gift cards, loyalty programs, recurring billing for subscription services, and mobile payments for businesses that operate outside traditional storefronts.
The key is matching your payment acceptance to your customers’ preferences. Springfield customers increasingly expect multiple payment options, and we make sure you can accommodate all of them without complicated setup processes.
Most Springfield businesses save 20-30% on their processing costs when they switch to our services. The exact savings depend on your current rates, transaction volume, and business type.
We provide transparent pricing with no hidden fees. You’ll know exactly what each transaction costs, unlike some processors who bury fees in complex monthly statements.
During our initial consultation, we analyze your current processing statements and show you exactly how much you could save. There’s no guesswork involved—you’ll see the potential savings before making any commitment.
Yes, our online payment processing meets all PCI DSS compliance standards and includes advanced fraud protection features. Your customers’ payment information is encrypted and tokenized, meaning sensitive data is never stored on your systems.
We provide real-time fraud monitoring that flags suspicious transactions before they’re processed. This protects both your business and your customers from fraudulent activity.
Our security measures are constantly updated to address new threats. You don’t need to become a security expert—we handle all the technical aspects while keeping you informed about best practices for your business.
Absolutely. You get access to real customer support representatives who know your account and can solve problems quickly. No automated phone trees or overseas call centers.
Our Springfield clients have direct contact information for their account representatives. When you call, you talk to someone who understands your business and can make decisions immediately.
We also provide ongoing support for PCI compliance, equipment issues, and payment optimization. Think of us as your payment processing partner, not just another vendor.
In most cases, yes. We work with virtually all major POS systems and can integrate our payment processing without requiring you to change your entire setup.
If your current system is outdated or incompatible, we’ll recommend modern alternatives that offer better functionality and lower long-term costs. However, we never force unnecessary changes.
Our goal is to improve your payment processing while minimizing disruption to your daily operations. We handle the technical integration and testing to ensure everything works smoothly before going live.
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